Health Insurance: Less is More!
This may be hard to understand, but sometimes you need to buy two health insurance policies to save money and get better coverage. Many agents are helping their customers buy more coverage for less money with this solution.
Medical Plans with a High Deductible
We all know that major medical premiums are expensive. But sometimes we can find a plan with a fairly high deductible. It will cost less, and will usuallly be easier to be accepted for. In fact, some insurers will even offer longer price guarantees with a higher deductible plan. And if it is important to you, you may be able to find one with an RX plan and doctor's office copay.
You may think that a 5 - 10 thousand dollar yearly deductible will not work for you. But think about how you can save $100's of dollars every month on your bill. And if you have a health condition that has caused a rate-up, the savings can be considerable. You need to balance your budget vs the deductible.
Health/Accident Supplemental Health Insurance
You can find very affordable health and accident insurance policies. A $5k to $10k cash payment could slide right in there to help with expenses that your major medical will not cover. The cash can help pay your costs, pay for things that your regular health policy does not cover, and even provide cash for other expenses like transportation and living expenses.
Supplemental policies may come as a package, or you may need to find an accident and sickness policy. Some companies even provide an association membership with their major medical, so you can buy this coverage for a low cost.
Look for more help from a qualified agent.
There is no doubt that medical plans cost a lot of money. But a qualified professional should be able to listen to your needs and work with your budget. If you can find a person who can shop the market of all of the companies who work in your local area, it will help you. - 29958
This may be hard to understand, but sometimes you need to buy two health insurance policies to save money and get better coverage. Many agents are helping their customers buy more coverage for less money with this solution.
Medical Plans with a High Deductible
We all know that major medical premiums are expensive. But sometimes we can find a plan with a fairly high deductible. It will cost less, and will usuallly be easier to be accepted for. In fact, some insurers will even offer longer price guarantees with a higher deductible plan. And if it is important to you, you may be able to find one with an RX plan and doctor's office copay.
You may think that a 5 - 10 thousand dollar yearly deductible will not work for you. But think about how you can save $100's of dollars every month on your bill. And if you have a health condition that has caused a rate-up, the savings can be considerable. You need to balance your budget vs the deductible.
Health/Accident Supplemental Health Insurance
You can find very affordable health and accident insurance policies. A $5k to $10k cash payment could slide right in there to help with expenses that your major medical will not cover. The cash can help pay your costs, pay for things that your regular health policy does not cover, and even provide cash for other expenses like transportation and living expenses.
Supplemental policies may come as a package, or you may need to find an accident and sickness policy. Some companies even provide an association membership with their major medical, so you can buy this coverage for a low cost.
Look for more help from a qualified agent.
There is no doubt that medical plans cost a lot of money. But a qualified professional should be able to listen to your needs and work with your budget. If you can find a person who can shop the market of all of the companies who work in your local area, it will help you. - 29958
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